Pay for the flight you just flew.
Most students at Legends pay as they go, lesson by lesson, with no contract and no lump sum. Legends does not offer in-house financing, but we connect students with two trusted third-party aviation lenders: Stratus Financial and Flight Training Finance.
N13129 · over Central Florida Pay as you fly, or spread it out.
Most students pay as they go, for the session they just flew. If you'd prefer monthly payments, two independent lenders are below.
Pay as you go
Pay for each lesson as you fly it, with no contract and no lump sum up front.
- Wet aircraft rates from $140/hr
- Buy 10 hours, get 1 free on all training aircraft
Stratus Financial
Created by flight instructors for aviators. Specialized financing for full pilot career pathways, from Private through CFI/CFII.
- Finance the full track or individual ratings, with deferred repayment while you train
- Fast online pre-approval with a soft credit check; you work directly with the lender
Flight Training Finance
Specialized in flexible, lesson-by-lesson Part 61 pay-as-you-go flight training loans.
- Built for Part 61 schools like Legends
- Borrow as you train instead of all at once
Stratus Financial and Flight Training Finance are independent lenders. Terms, rates and approval are set by the lender, not by Legends. We do not accept GI Bill benefits.
You don't carry all the fuel at once.
A long trip is flown in legs, with a stop at the end of each one. Paying for a rating works the same way.
The cheapest dollar is the one you don't spend.
Whether you pay as you go or borrow, these four levers are the ones that actually move the total.
- 1
Frequency
How often you fly is the #1 cost driver. We recommend 2 to 3 lessons a week. Long gaps mean re-learning and more hours.
- 2
Preparation
Showing up ready — ground study done, procedures chair-flown — makes every paid hour count.
- 3
Aptitude & goals
Every student learns at their own pace, and your destination (a certificate, a rating, a career) shapes the plan.
- 4
Medical & materials
Plan for a medical certificate to begin, plus books, a headset, and FAA exam fees.
N13129 · on the ramp at Lakeland Linder Let's build a plan you can afford.
Call (863) 937-8045 — we'll talk goals, timeline, and what a month of flying actually costs you.
Serving Plant City · Bartow · Tampa · Orlando · Clearwater